The source for understanding what is happening in payments.
Payments Watch Source / Intelligence feed
Signal, context, and accountability across the infrastructure moving money.
Two Nacha rule changes taking effect September 18 require ACH participants to review international-payment classification and 9 a.m. funds availability.
A victim reportedly lost more than £27,000 after fraudsters posing as FCA inspectors kept him on WhatsApp calls and gained visibility into his payment activity.
Only 23% of U.S. consumers surveyed trusted generative AI to handle payments for them, underscoring the consent, identity and dispute controls needed before autonomous checkout scales.
Australian card networks will prohibit card-payment surcharges from October 1, leaving acquirers, PSPs, gateways and merchants less than a month to change systems and pricing.
Chime plans to buy longtime sponsor Stride Bank, bringing a national charter and bank oversight inside the fintech while aiming to remain below the $10 billion asset threshold.
Global standard setters say critical payment and market infrastructures face growing cyber and operational risk from concentrated technology providers, opaque supply chains and difficult exits.
The ECB confirmed preliminary work on a possible Pix-TIPS connection, but no launch decision, operating model or reciprocal service has been announced.
FedNow’s 2027 credits reach $80,000, but the largest incentives require send-volume targets, FedACH participation and controls that can trigger reversals.
The Federal Reserve terminated two bank enforcement actions, ending United Texas Bank’s AML remediation order and a separate Quontic parent-company agreement.
Australia’s central bank and Treasury see no current public-interest case for a retail CBDC, even as their consultation exposes persistent concerns about scams, unauthorized payments, privacy and outage resilience.
Block plans to distribute its transaction-based Cash App Score to outside lenders through Nova Credit, putting consent, decision explanations and model oversight in focus.